XT-CARD · MOBILE TICKETING

Just travel.
We’ll work out
the fare.

Pay As You Go brings simple, flexible ticketing to public transport. Start your journey. Enjoy the ride. Pay for the travel you make.

One app. No ticket guesswork.
YOUR JOURNEY, SIMPLIFIED
Redesigned XT-Card PAYG map screen with a Swipe to Ride button
FARE OPTIMISED
The best applicable fareCalculated after you travel
TAP IN · TRAVEL · TAP OUT
SCROLL TO EXPLORE ↓

01 / THE CONCEPT

A ticketing system
that starts with the journey.

Passengers can use the transport network without buying a ticket in advance or learning the tariff.

Concept illustration of a red tram in a European city at blue hour
MOVE THROUGH THE CITYYour city. Your journey.
01

Start

Check in through the mobile app before travelling.

02

Travel

The app collects journey data while you move.

03

Finish

Check out. The system calculates and processes your fare.

02 / A NEW STANDARD

Actual travel.
A fair daily total.

No worries about ticket duration or zone validity. The system applies the tariff and caps the day’s total at the relevant day-ticket price.

Pay-as-you-go ticketing is gaining adoption across European cities and wider transport networks.

DAILY CAPPING EXPLAINEDIllustrative example
CZK120Your total for 5 journeys
0Daily cap · CZK 120
Compared with uncapped faresYou save CZK 30

Example amounts only. Actual fares and caps depend on the transport network.

03 / THE PASSENGER JOURNEY

Five moments.
One simple experience.

Select any step to explore what happens during a journey.

04 / BEHIND THE SCENES

A journey becomes
the right fare.

From data validation to operator clearing, each stage has a clear role.

05 / EVERY JOURNEY EXPLAINED

A complete overview.
No fare expertise needed.

Routes, transfers, breaks and individual fares are reconstructed from journey data.

⌖

The whole route

A clear map and a record of how you travelled.

✦

AI behind the scenes

Machine learning supports transport recognition, fraud detection and data correction.

06 / DEPLOYMENT

A mobile travel pass.
Less on-board hardware.

A secure QR code can use a ticketing standard already accepted by the network.

Existing validation equipment

The solution can work with current validators and ticket-inspection devices when it uses the network’s implemented standard.

TAP IN/OUT from scratch

Networks without TAP IN/OUT can introduce the same passenger experience without buying or upgrading expensive on-board hardware.

End-of-day settlement

A virtual ticket can support validation during travel. The final charge is settled from the journeys actually made.

Redesigned app screen showing a QR travel pass and active journey
SECURE QR VALIDATION

07 / SMART FEATURES

Simple on the surface.
Intelligent underneath.

Explore the functionality supporting passengers and transport operators.

08 / PASSENGER COMFORT

Fewer things to remember.
More freedom to travel.

Concept illustration of an electric city bus beside a glass shelter
ROOM TO ENJOY THE RIDELess ticketing. More travelling.
↻

Smart start/stop

Journey detection and reminders help prevent missed check-ins and check-outs. The process can also be automated.

◎

One familiar app

Use supported fare systems across different regions without registering for a new app each time.

▱

Simple payments

Card payments, Apple Pay and Google Pay. Keep personal and business journeys separate.

09 / OPERATIONS

Support with
the full picture.

Investigate route calculations, fare exceptions, service disruptions and payment queries through an administration portal.

XT-Card back-office dashboard: journey overview with English filters, fares and claim status
Journey review

Inspect reconstructed travel and identify exceptions.

Payment queries

Help customer support investigate fare and settlement issues.

Request resolution

Provide effective tools to resolve passenger complaints.

10 / SMARTWATCH READY

Your journey.
On your wrist.

Start or stop a journey and show a QR travel pass directly on a smartwatch, without taking out a phone.

Ready to travel from Radlická to Anděl. Tap the watch to check in.

XT-Card Apple Watch — ready to ride
Tap the watch or choose a screen

11 / SDK KIT

Your app.
XT-Card technology.

Integrate PAYG functionality into an existing transport app through a documented SDK interface.

⤢

Full integration

Keep all passenger services in the app users already know.

◇

Flexible deployment

Adapt branding while the SDK handles core functionality, security and processes.

A complete passenger app for a network launching its first mobile service.

Concept illustration of a connected interchange for tram, bus and rail
ONE CONNECTED EXPERIENCEEvery mode. One seamless journey.

12 / BRANDING FLEXIBILITY

A familiar experience.
Your brand.

The application can reflect the transport network or payment partner. The original deck illustrates a Mastercard-branded experience.

Travel smarter with Mastercard.

Branding example from the source presentation.

Original Mastercard branding concept with ČSOB logo removed

13 / XT-CARD A.S.

Experience behind
every journey.

Meet XT-Card ↗

A Czech specialist in contactless card systems for transport, payments and identification. Tailored solutions for national, regional and local networks.

20+

years of experience

20+

professionals

2M+

users

Company-published figures · xt-card.com ↗

14 / PROVEN EXPERIENCE

Built for complex
transport networks.

Card management, mobile apps, e-shops and clearing, connected through system integration.

01Czech RailwaysIn-karta+

Coordination of the implementation and operation of a nationwide card product.

02LítačkaPrague & regional transport+

eTicketing solution for Prague City and its Regional Integrated Transport system.

03ODISCard ecosystem+

A connected card ecosystem including card management, an e-shop and clearing. Customers highlight responsive support and a professional approach.

EXPLORE IT YOURSELF

Your next journey,
one tap away.

Walk through a short illustrative journey. No location, account or payment details required.

01 / 04

Ready to ride

You are at Central Station. Tap Start journey to check in and receive your travel pass.

  1. Ready
  2. Check in
  3. Travel
  4. Complete

Interactive concept with illustrative stops, times and fares. This does not create a valid ticket.

Ready to ride — Radlická to Anděl

LET’S TALK ABOUT YOUR NETWORK

The journey is simple.
Let’s make it yours.

LET’S CONNECT

Martin Rejzl

XT-Card a.s.

All contact details ↗
TAKE THE FULL STORY WITH YOU

Keep the journey going.

Explore the complete Pay As You Go presentation.

Download the entire PDF presentation ↓
QR code linking to https://payg.cz/payg.cz ↗Scan. Explore. Share.

PAYG CAPABILITY

Enlarged application screenshot