Start
Check in through the mobile app before travelling.
XT-CARD · MOBILE TICKETING
Just travel.
We’ll work out
the fare.
Pay As You Go brings simple, flexible ticketing to public transport. Start your journey. Enjoy the ride. Pay for the travel you make.
One app. No ticket guesswork.
YOUR JOURNEY, SIMPLIFIED
FARE OPTIMISED
TAP IN · TRAVEL · TAP OUTThe best applicable fareCalculated after you travel
01 / THE CONCEPT
A ticketing system
that starts with the journey.
Passengers can use the transport network without buying a ticket in advance or learning the tariff.
Travel
The app collects journey data while you move.
Finish
Check out. The system calculates and processes your fare.
02 / A NEW STANDARD
Actual travel.
A fair daily total.
No worries about ticket duration or zone validity. The system applies the tariff and caps the day’s total at the relevant day-ticket price.
Pay-as-you-go ticketing is gaining adoption across European cities and wider transport networks.
CZK120Your total for 5 journeys
0Daily cap · CZK 120
Compared with uncapped faresYou save CZK 30
03 / THE PASSENGER JOURNEY
Five moments.
One simple experience.
Select any step to explore what happens during a journey.
04 / BEHIND THE SCENES
A journey becomes
the right fare.
From data validation to operator clearing, each stage has a clear role.
05 / EVERY JOURNEY EXPLAINED
A complete overview.
No fare expertise needed.
Routes, transfers, breaks and individual fares are reconstructed from journey data.
⌖
The whole route
A clear map and a record of how you travelled.
✦
AI behind the scenes
Machine learning supports transport recognition, fraud detection and data correction.
06 / DEPLOYMENT
A mobile travel pass.
Less on-board hardware.
A secure QR code can use a ticketing standard already accepted by the network.
Existing validation equipment
The solution can work with current validators and ticket-inspection devices when it uses the network’s implemented standard.
TAP IN/OUT from scratch
Networks without TAP IN/OUT can introduce the same passenger experience without buying or upgrading expensive on-board hardware.
End-of-day settlement
A virtual ticket can support validation during travel. The final charge is settled from the journeys actually made.
07 / SMART FEATURES
Simple on the surface.
Intelligent underneath.
Explore the functionality supporting passengers and transport operators.
08 / PASSENGER COMFORT
Fewer things to remember.
More freedom to travel.
Smart start/stop
Journey detection and reminders help prevent missed check-ins and check-outs. The process can also be automated.
One familiar app
Use supported fare systems across different regions without registering for a new app each time.
Simple payments
Card payments, Apple Pay and Google Pay. Keep personal and business journeys separate.
09 / OPERATIONS
Support with
the full picture.
Investigate route calculations, fare exceptions, service disruptions and payment queries through an administration portal.
Journey review
Inspect reconstructed travel and identify exceptions.
Payment queries
Help customer support investigate fare and settlement issues.
Request resolution
Provide effective tools to resolve passenger complaints.
10 / SMARTWATCH READY
Your journey.
On your wrist.
Start or stop a journey and show a QR travel pass directly on a smartwatch, without taking out a phone.
Ready to travel from Radlická to Anděl. Tap the watch to check in.
Tap the watch or choose a screen
11 / SDK KIT
Your app.
XT-Card technology.
Integrate PAYG functionality into an existing transport app through a documented SDK interface.
⤢
Full integration
Keep all passenger services in the app users already know.
◇
Flexible deployment
Adapt branding while the SDK handles core functionality, security and processes.
PAY AS YOU GO SDKA complete passenger app for a network launching its first mobile service.
12 / BRANDING FLEXIBILITY
A familiar experience.
Your brand.
The application can reflect the transport network or payment partner. The original deck illustrates a Mastercard-branded experience.
Travel smarter with Mastercard.
Branding example from the source presentation.
13 / XT-CARD A.S.
Experience behind
every journey.
A Czech specialist in contactless card systems for transport, payments and identification. Tailored solutions for national, regional and local networks.
20+
years of experience
20+
professionals
2M+
users
14 / PROVEN EXPERIENCE
Built for complex
transport networks.
Card management, mobile apps, e-shops and clearing, connected through system integration.
01
Czech RailwaysIn-karta+
Coordination of the implementation and operation of a nationwide card product.
02
LítačkaPrague & regional transport+
eTicketing solution for Prague City and its Regional Integrated Transport system.
03
ODISCard ecosystem+
A connected card ecosystem including card management, an e-shop and clearing. Customers highlight responsive support and a professional approach.
EXPLORE IT YOURSELF
Your next journey,
one tap away.
Walk through a short illustrative journey. No location, account or payment details required.
01 / 04
Ready to ride
You are at Central Station. Tap Start journey to check in and receive your travel pass.
- Ready
- Check in
- Travel
- Complete
Interactive concept with illustrative stops, times and fares. This does not create a valid ticket.
LET’S TALK ABOUT YOUR NETWORK
The journey is simple.
Let’s make it yours.
TAKE THE FULL STORY WITH YOU
Keep the journey going.
Explore the complete Pay As You Go presentation.
Download the entire PDF presentation ↓
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